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Elisabeth Noble is a Senior Policy Expert at the European Banking Authority. She leads the EBA’s work on crypto-assets, DLT and the platformisation of financial services and coordinates the European Forum for Innovation Facilitators. She represents the EBA in EU and international standard-setter policy work streams relating to FinTech, market-based finance, financial system interconnectedness, market access and the regulatory perimeter. She is contributing to the delivery of the EU Digital Finance Strategy and was a member of the European Commission’s Expert Group on Regulatory Obstacles to Financial Innovation (now disbanded). Prior to joining the EBA, Elisabeth spent 7 years at HM Treasury advising primarily on the UK government’s response to the financial crisis and the post-crisis domestic and EU regulatory reforms (2008-14), including the reforms to the regulatory architecture in the EU (Banking Union). Elisabeth has also spent some time in the private sector.
Harish leads a global team working on payments and market infrastructures topics in the Finance, Competitiveness and Innovation Global Practice at the World Bank. His work spans Payments and market infrastructures, Financial Inclusion, Digital ID, Digital Economy and FinTech. Harish represents the World Bank in several international working groups on these topics. Harish was a lead contributor to the preparation of the IMF-World Bank Bali Fintech Agenda and is a co-chair of a CPMI-World Bank taskforce on Payment Aspects of Financial Inclusion. Harish is on the editorial board of the Journal of Digital Banking and is a guest editor at the Journal of Payments Strategy and Systems.
Prior to joining the World Bank, Harish worked in senior level positions at Visa in business development, operations, and risk management. Harish holds an under-graduate degree in Electrical and Electronics Engineering from Indian Institute of Technology -Madras, India and a Post Graduate Diploma, from Indian Institute of Management-Calcutta, India specializing in IT systems and Finance.
Philipp Paech is an Associate Professor of Financial Law and Regulation at LSE and an attorney at law in Frankfurt and Berlin, specialising in digital financial services. He was the chairman of the EU Commission’s expert group on Fintech regulation (ROFIEG), leading the development of the group’s 30 Recommendations on Regulation, Innovation and Finance. Philipp is the Director of LSE’s Law and Financial Markets Project and a fellow at the Institute for Law and Finance at the University of Frankfurt. Before joining the LSE, he spent many years at the heart of international legal and regulatory reform of the financial sector, working from 2007-2010 for the European Commission DG FISMA, and from 2002-2006 for UNIDROIT in Rome. He is also a CEDR-accredited mediator in the UK.
Filippo Annunziata is Professor of Financial Markets Law at University Bocconi, Milan since 2007. He is Co-Director of the Unit “ at Baffi-Carefin Center, University Bocconi. He is Member of the Academic Board, European Banking Institute, Frankfurt, of the European Corporate Governance Institute (ECGI), of the Comitato di Redazione of “Rivista delle Società”, of the Association Européenne de Droit Bancaire et Financier – Italy. He is also Member of the Scientific Committe – Annual conference 2021 of the Comissão do Mercado de Valores Mobiliários (Portugal) and the founder of the network Annunziata&Conso. He has published extensively in the field of Financial Markets and Banking law. He is also professor of Musicology at the University of Milan, and author of several publications in the field of Law and music.
- Passion for Innovation
Looking after the Innovation @ Banca Mediolanum Group
- Passion for entrepreneurship
Co-Founder at FoolFarm spa, the first European AI-only Startup Studio
- Passion for dissemination
Contract professor on “Digital & Social Enterprise”, “Digital Transformation” and “Innovation management” at Venice’s Ca’Foscari University and Milan’s Cattolica University.
General Manager Intesa IBM & Blockchain Leader IBM Italy
Pietro Lanza is currently working as General Manager of Intesa IBM (a company fully owned By IBM Italia Spa) other than Financial Services Solutions and Blockchain IBM Leader for IBM Italy. Before joining IBM last June, Lanza has held positions of increasing responsibility in the development and implementation of solutions dedicated to digital transformation with particular focus on financial, insurance, telco and utilities sectors. He was VP Global Sales & Marketing of Euronovate SA, a global player focused on digital identity solutions and previously Partner with responsibility for the business unit financial services of Eurogroup Consulting, a company operating in management consulting in the main European countries. He worked in some of the leading Italian and international banks, such as Banca Sella, Credem Banca, Nordea Banking Group, Fineco Bank and Banca Mediolanum. He holds a Bachelor’s degree in International Finance from the University of St. Gallen (Switzerland), several postgraduates courses from the University of Stanford (USA), the Bocconi University (Milan, Italy) and the Luiss University (Rome, Italy. His numerous publications in international journals and magazines cover several topics, as technology and innovation policies, blockchain, studies on the determinants of innovation, technology and knowledge transfer, strategic management of intellectual property and finance for innovation. He currently serves as President of the internal controls board of Bwin-Party Gaming (Austria and UK).
Giancarlo Sfolcini began his career in 1990 in Snam as a telecommunication network specialist, followed by various experiences in the telecommunications industry, such as BT, covering different roles in sales and marketing area as bid manager, but also in planning and control function as business unit controller. He moved to management consulting firm Between (now EY) in 2004 leading innovation projects for major corporates in different industries, such as manufacturing, banking, telco&media. In SIA from 2015, Sfolcini contributed to the establishment of the Digital Innovation Department within which he mainly deals with the study of new business models enabled by emerging technologies and coordinates SIA participation in EU-funded research and development projects.
He is member of several working group on blockchain applications both at national and European level.
Francisco Rivadeneyra is a Director of CBDC and Fintech Policy and Research at the Bank of Canada. His research is broadly divided into financial economics and payments research. He is interested in how agent heterogeneity and payments infrastructure affect asset prices and welfare. His recent academic research focuses on the implications of technological innovations, for example electronic money and distributed ledger technologies, for the mandates of central banks. His recent policy work has been to develop computational tools to measure the risk and efficiency of payments systems. Earlier work focused on the management of domestic debt and foreign reserves portfolios.
Mr. Rivadeneyra holds a PhD in Economics from the University of Chicago.
Prof. Philipp Sandner has founded the Frankfurt School Blockchain Center (FSBC). In 2018 and in 2019, he was ranked as one of the “top 30” economists by the Frankfurter Allgemeine Zeitung (FAZ), a major newspaper in Germany. Further, he belonged to the “Top 40 under 40” — a ranking by the German business magazine Capital. Since 2017, he has been a member of the FinTech Council of the Federal Ministry of Finance in Germany. The expertise of Prof. Sandner includes blockchain technology in general, crypto assets such as Bitcoin and Ethereum, the digital programmable Euro, tokenization of assets and rights and digital identity.
Wataru Takahashi is Professor of Monetary Economics at Osaka University of Economics, Research Fellow at Research Institute for Economics and Business Administration of Kobe University and Visiting Research Fellow at Nissay Research Institute. He worked for the Bank of Japan for 35 years, was an Advisor to the Governor of the International Department, and a Director-General of the Institute for Monetary and Economic Studies. At the International Department, he was responsible for Asian financial cooperation. In addition to bilateral talks, he participated in numerous international conferences such as G20, Euro50, Bellagio, ASEM, ASEAN + 3, and EMEAP. He also attended Monetary Policy Meetings. In addition to the Central Bank Conferences, he has presented research on the independence of the Central Bank and the Japanese and Asian economies at ASEM, Bruegel, Cornell, LSE, ANU, etc. He obtained M. Phil in Economics at St. Antony’s College, the University of Oxford (Tutor: Professor John Muellbauer /Nuffield).
Dr. Taiji Inui worked for Bank of Japan as Director responsible for IT planning and involved in developments including RTGS and CSD systems including network infrastructures for the Bank’s businesses. He was Member of BIS Group of Computer Experts and Working Party on Security Issues for many years. He established EMEAP ITDM (central banks’ IT Directors’ Meeting in the region). He was Head of Payment Policy of the Bank until June 2008. After that he worked for NTT Data Corporation which is one of the biggest IT company globally providing new technologies and payment infrastructures as the leading IT vendor in Japan. As such, he has experiences in the field of IT and payment systems. From 2017, he has been supporting Central Bank of Myanmar as Chief Advisor attached from Japan International Cooperation Agency to foster the development of FMIs in the country. Also, he has been supporting Asian Development Bank as a consultant in the field of standardization and linkages of CSD and RTGS systems promoting ISO 20022 in ASEAN+3. Currently, he is trying to promote Asia Digital Common Currency.
Silvia Attanasio works as Head of Innovation in ABI since May 2019. Graduated in Statistical Science and Economics, she worked for more than 15 years starting from its foundation in ABI Lab Consortium, the Research and Innovation centre for banks, promoted by Italian Banking Association. She is focused on Process management, benchmarking on operations processes and contact centers. Since 2017 she is project leader for the Spunta project, an initiative of implementation of DLT applied to the Interbank reconciliation process.
Christian Cachin is a professor of computer science at the University of Bern, where he leads the cryptology and data security research group since 2019. Prior to that he worked for IBM Research – Zurich during more than 20 years. He has held visiting positions at MIT and at EPFL and has taught at several universities during his career in industrial research. He graduated with a Ph.D. in Computer Science from ETH Zurich in 1997. He is an ACM Fellow, an IEEE Fellow, recipient of multiple IBM Outstanding Technical Achievement Awards, and has also served as the President of the International Association for Cryptologic Research (IACR) from 2014-2019. With a background in cryptography, he is interested in all aspects of security in distributed systems and especially in cryptographic protocols, consistency, consensus, blockchains, and cloud-computing security. He has developed many cryptographic protocols, particularly for achieving consensus and for executing distributed cryptographic operations over the Internet. In the area of cloud computing, he has contributed to standards in storage security and developed protocols for key management. He has co-authored a textbook on distributed computing titled Introduction to Reliable and Secure Distributed Programming. While at IBM Research he made essential contributions to the development of Hyperledger Fabric, a blockchain platform aimed business use.
Daniele A. Previati
Daniele A. Previati is full professor in Financial Markets and Institutions at the Department of Business Studies of the University of Rome III, and fellow of SDA Business School, Bocconi University, Milan. Nowadays he is President of the Italian Association of University Teachers of Banking and Finance, ADEIMF http://www.adeimf.it/. He has been teaching Banking and Finance topics for more than 30 years, with particular focus on bank management, strategy and organization in financial services industry, e-finance, fintech, alternative finance and crowdfunding, also with specific reference to creative and cultural industries. His main research interests relate to various perspectives on bank management: human resources management, intellectual capital, organizational change, stakeholder management, reputation and reputational risk, operational risk, internal and external communication. He has published widely, in academic and professional journals and books. He also acted as a consultant for banks and Italian Central Bank on organization design and human resources management.
Anton is a Research Fellow at the University of New South Wales (UNSW Sydney) specialising in banking and finance law, with a focus on FinTech, RegTech and cybersecurity. He is a Russian qualified lawyer with over 10 years of experience as in-house counsel for major commercial banks in Moscow and as senior associate at a law firm in London. His experience covers advising on banking regulations and legislation applicable to financial intermediaries, as well as a wide range of financing transactions. Anton also specialises in the area of secured transactions law and transnational commercial law: he is the author of a monograph on the documentary history of the Cape Town Convention on International Interests in Mobile Equipment and the general editor of the Cape Town Convention Journal. Anton holds several law degrees from Russia and the UK, including a Doctor of Philosophy degree from the University of Oxford.
UNSW Sydney staff profile: https://www.law.unsw.edu.au/staff/anton-didenko
Co-founder / CEO / Fintech / Payments / Digitalization / Financial Inclusion
Jose is an entrepreneur currently developing an e-wallet for South Asia under the Fintipay brand. Fintipay plans to launch payments solutions and remittance services for the region in 2021. These financial tools have success cases in financial inclusion across Africa. Jose also has strong experience developing fintech projects in up and coming economies, and also has previous experience in other ventures as a mentor or executor. Fintipay adopts a strong social approach and supports financial inclusion, digital economies and women empowerment.
Jose holds an undergraduate degree in International Business from Schiller International University (located in Spain/UK) and he also holds an IMBA from Universidad Europea (based in Madrid, Shanghai and Santiago de Chile).
Jose also has additional qualifications including:
IE (Instituto de Empresas):
Specialisation in Mobile Business and Mobile strategy
Internet of Law and Social Media.
CEF ( Centro de Estudios Financieros):
Tax planning, tax law and taxation
Course in Disruption in Blockchain, cryptocurrencies by Buenos Aires
MIT (Massachusetts Institute of Technology):
Just Money: Banking as if Social Matters
Dario Cerchiaro works as Manager in everis UK since January 2020. Graduated in Management Engineering at Politecnico of Milan University, during the years he gained a strong experience in managing large-scale digital strategy transformation projects related to different industries (Banks, Manufacturing, and Fashion) with both functional and technical expertise.
He worked for 5 years within the Finance and Risk service practice at Accenture Italy before to spent some time in few Italian startups and software houses.
Passionate about new emerging digital technologies with a specific focus on Blockchain and DLTs, he is now helping spreading the everis Blockchain value offering to the existing and potential cross industries clients.
Dean has been working in the Financial Services industry for the past 15 years. By operating at the intersection of business, technology and innovation, he has earned his current (very cool) title of a Digital Transformation Leader and Blockchain Evangelist.
Dean believes that the only sustainable way into the future is with an integrated approach combining business strategy, creativity and technology! Yes, he loves technology, and truly believes in technology serving the planet and humans! He is passionate about the potential for societal change through technological innovation.
Dean is also a speaker and blogger, and often participates in the Financial Industry conferences and panels. His main interest lies in the application of the emerging technologies to business model transformation. He is a member of both London and Paris Fintech and Blockchain scenes. He chairs the FinTech group of Paris Tech Advocates and mentors at Level39, the largest technology accelerator in Europe as well as at Corda blockchain startup incubator.
Dean proudly holds an MA in Applied Imagination in Creative Industries from the Central Saint Martins, University of the Arts in London since it immensely enriched and broadened his engineering background. Hence, he is the author of “Rolling Concepts in Design Thinking”, a method which triggers creative thinking and increases the scope of generated solutions in Design Thinking and Innovation. He is also one of the co-authors of WelthTECH book. He contributed the section ‘How Blockchain drives innovation in Asset Management’.
Learn more about Dean at linkedin.com/in/deandemellweek and @DeanDemellweek
Carla Stamegna studied Economics in Rome. She holds a PhD in Financial Systems, Risk Management and Regulation. She is legal auditor and chartered accountant. Since 2016, she has been seconded as national expert to the European Parliamentary Research Service (EPRS), where she works as a policy analyst in the field of banking and finance. From 2012 to 2016, she was financial attaché at the Permanent Representation of Italy to the EU and dealt with many institutional negotiations on EU recent financial legislation. From 2008 to 2012, she worked in the Public debt Unit of the Bank of Italy. From 2005 to 2008, she was policy advisor at the Italian Ministry of Economy and Finance and at the Italian Ministry of Economic Development. She has published articles on various economic and financial issues.
Since 1990 he is a full professor of Computer Engineering at the Dipartimento di Automatica e Informatica of the Politecnico di Torino (Turin, Italy), and since 2004 adjoint professor of the University of Illinois at Chicago, IL (USA). His research activities are mainly focused on Hardware Security, Digital Systems Design & Test, System Dependability. He is currently serving as director of the CINI Cybersecurity National Lab. From 2013 to 2019 he served as president of CINI (Italian National Inter-University Consortium for Informatics). In 2012 he was honored of the title “Doctor Honoris Causa” of the Technical University of Cluj-Napoca (Romania). In the term 2010-2014 he served as appointed member of the Scientific Committee of the French “Centre National de la Recherche Scientifique” (CNRS). In the term 2013-2019 he served as Vice-chair of the IFIP (International Federation for Information Processing) Technical Committee TC 10 – Computer Systems Technology, whereas in the two terms 2000-2003 he served as elected chair of the IEEE – Computer Society Test Technology Technical Council (TTTC).
Mario La Torre
Mario La Torre is Full Professor in Banking and Finance at “La Sapienza” University of Rome, and Chair of the Center For Positive Finance. Among its main research areas are banking, financial intermediaries and financial markets, sustainable finance, impact finance, microcredit, audiovisual and art finance. Author of numerous publications, Mario La Torre is also editor of the international series Palgrave Studies in Impact Finance and author of the blog Good in Finance. He has held various institutional positions, including that of a member of the G8 Task Force on Social Impact Investments, advisor to the Minister for Culture, member of the Board of Directors of Cinecittà Holding. Currently, he is a member of the Board of the Italian National Agency for Microcredit.